Loans & Services
First-time Buyers
Experienced Buyers
Renewal
Refinancing
Unconventional financing
| 
Renewal
Is it time to refinance your mortgage? Then no doubt you're looking for the best rate and exceptional service. Did you know that locking in a rate protects you against a rise in interest rates from now until your renewal? We deal with 15 financial institutions so we can find the mortgage rate and terms that are best for you.
There are two steps involved in renewing your mortgage:
1. Fill out a form
At my office, by phone or at your home, whenever is convenient for you, you provide me with personal and financial information regarding your credit as well as the necessary documentation. We will discuss interest rates, possible rate reductions and other promotions, depending on the lender.
2. Transfer your mortgage
When you want to change lenders, normally financial institutions pay for the cost of the transaction (for example, the notary), with the exception of the discharge to cancel your existing loan. When we first meet, in addition to the standard documents necessary to open your file, you will also have to provide a copy of your deed of loan, deed of sale, tax account and account statement from your current lender. Then we can discuss the advantages of transferring your mortgage. |
